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Fuel Tips For Your Home
http://www.realtyone.com/c.sherrard/
Fuel Tips For Your Home
With gas prices almost doubling this year in the Cleveland Ohio area, (As if last year wasn't bad enough) Any and all short cuts will help.
Cooking
* Covered pots or pans...
Hawaii Real Estate – Paying For Paradise
Where does one even begin to start when discussing the island paradise of Hawaii. Perhaps with an inflated Hawaii real estate market for those considering relocating.
Hawaii
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Lake Havasu real estate is a hot commodity. With surrounding attractions such as the London Bridge, English Village, Mohave Desert, and Lake Havasu, it's no wonder that the place has become a popular place to live. When tourists decide to turn the...
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Why Stock Home Plans Are Perfect For Your Dream Home
Stock home plans are perfect for your dream home because they save you time and money. Also, you may prefer to look at homes while not under the watchful eyes of a real estate agent. Home plans are a great way to look at homes without any sales...
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Home Inspections or Home Warranty?
Homebuyers are a curious lot. They routinely ask thought-provoking questions. A common question is, "If I get a home inspection, should I still get a home warranty?" Then there's always this question, "If I get a home warranty, do I still need a home inspection?"
The choice between having a home inspection and purchasing a home warranty is a question that I frankly do not understand. Each is intended to serve a separate purpose and ideally work together to protect and reduce the risk of homeownership.
Maybe an analogy will make the matter clear. An individual has just had a complete and through physical exam. The results of the exam and all associated lab tests are that the individual appears to free of all disease or illness. They are presently the picture of health!
Would it be prudent or responsible for the doctor then to recommend to the patient, due to their fine physical condition, that it is a waste of money to continue to pay for health insurance? Of course not!
None among us would consider the doctor even sane, let alone responsible to make such a recommendation. But, is that not the same situation to someone feeling that they need not purchase a home warranty because they just had a home inspection?
And let's view this same scenario from the opposite direction. Would we expect that our life insurance carrier would recommend to us that we forego the expense of regular physical exams, because, after all, we now have life insurance! Insanity!
The life insurance companies, in fact, feel so strongly that a physical exam is such an important part of risk reduction that a physical exam is often required to secure a life
insurance policy, or at least has an effect on the insurance rate.
If insurance companies want to have you "inspected" prior to assuming the risk of your passing, it certainly makes sense for the homebuyer to have the home inspected prior to purchase. Doesn't it, therefore, make similar sense to warrant unforeseen failure with the home warranty?
When buyers fully understand risk and the cost-effectiveness of risk reduction tools, they almost always want all of the risk reduction tools available. It is in everyone's best interest to reduce risk by every cost effective means possible. Buyers love to be educated about understanding and reducing risk, and everyone loves a happy homebuyer!
About The Author
Wally Conway is President of Florida HomePro Inspections, and has recently written a book entitled "Secrets of the Happy Home Inspector", available at GoHomePro.com or Amazon.com. Wally's expertise and experience has been sought after by HGTV's "House Detective", the Florida Times Union, and many real estate boards and associations. As a speaker, writer, instructor, and host of The Happy Home Inspector radio show every Saturday at 3 PM on WOKV 690, Wally blends the right amount of up-to-date information with just the right amount of humor, insight, motivation, and real-world application. Visit WallyConway.com for more information!
Copyright © Florida HomePro, Inc. and Wallace J. Conway. All rights in all media reserved.
info@wallyconway.com
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